Charles C. Carnevale

Creator
F.A.S.T. Graphs
Tampa/St. Petersburg, Florida area

Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm.

Prior to forming EDMP, Inc., he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.

 

Content by Charles C. Carnevale

Is Facebook a Screaming Buy Or Sell?

A look at the power, protection and return potential that can occur when investing in growth stocks. Investing lessons about growth stock investing using Facebook as a quintessential example of a true unadulterated growth stock.

  • 02/26/2016
  • |
  • U.S. Stocks
  • |
  • Article

Retired Dividend Growth Investors: Sleep Soundly by Embracing Survivorship Bias

Before investing in any common stock it’s imperative to know as much about the business behind the stock as you possibly can.  However, there are only so many businesses that an individual investor can know anything about.

  • 02/18/2016
  • |
  • U.S. Stocks
  • |
  • Article

Why It’s a Mistake To Be Raising Cash In This Market

Keeping some cash on hand for emergency purposes is prudent - but it is not investable capital. Historically, this type of cash has rarely generated high total returns.  More importantly, it is not supposed to.

  • 02/11/2016
  • |
  • U.S. Stocks
  • |
  • Article

Consider This Strategy To Reduce Stock Market Anxiety

Temporary illiquidity will never stress me very much on a business that I have no intention of selling for many years to come. 

  • 02/05/2016
  • |
  • U.S. Stocks
  • |
  • Article

Researching United Technologies: Here’s How I Do It

Readers often ask us about how to perform due diligence - looking for advice on what is entailed. This article provides a guide to the author's approach to researching a stock - using United Technologies (UTX) as an...

  • 02/01/2016
  • |
  • U.S. Stocks
  • |
  • Article

How Can You Avoid Value Traps in This Market?

There are low valued stocks that are in truth value traps, and there are low valued stocks that are in truth value opportunities.  When you make the distinction and get it right, the profit opportunities can be extraordinary.

  • 01/22/2016
  • |
  • U.S. Stocks
  • |
  • Article

Simplify Your Research Process and K.I.S.S.* Your Worries Goodbye

You shouldn't be intimidated with the prospect of conducting your own research and due diligence on stocks to invest. This article walks you through how to keep your own investment analysis simple and effective.

  • 01/15/2016
  • |
  • U.S. Stocks
  • |
  • Article

10 Attractive Dividend Growth Stocks Poised to Become the Next Dividend Champions Or Aristocrats

The true value investor buys the company and not the stock. Consequently, this approach requires focusing more on the underlying strength and fundamental value of the business in lieu of reacting to short-term price action.

  • 01/11/2016
  • |
  • U.S. Stocks
  • |
  • Article

10 Undervalued Dividend Champions For 2016: Be Greedy When Others Are Fearful

Dividend Champions/Aristocrats are the go-to dividend paying stocks for prudent investors desirous of a safe, predictable and growing stream of income on the common stock portion of their retirement portfolios.

  • 12/23/2015
  • |
  • Intelligent Investing
  • |
  • Article

Why Getting Valuation Right Is So Important To Retired Dividend Growth Investors

Although getting valuation right before you buy a stock is critically important to the long-term oriented retired dividend growth investor, it is not a short-term market timing concept.  Short-term market movements are typically volatile and unpredictable.

  • 12/09/2015
  • |
  • U.S. Stocks
  • |
  • Article

Southern Company: Invest While the Yield Is Still High

I have been recently looking for viable alternative income-producing opportunities to fixed income investments. I believe that carefully selected utility stocks can fit the bill.

  • 11/20/2015
  • |
  • U.S. Stocks
  • |
  • Article

Celgene: A Primer on Growth Stock Value Investing (GARP): Part 2

One of the primary differences when valuing a growth stock versus valuing a dividend paying stock is the absolute necessity to focus on the future earnings potential of the company in question.

  • 11/13/2015
  • |
  • U.S. Stocks
  • |
  • Article

Retired Investors: Apply a Value Investing Strategy and Earn More Income and Higher Returns

Although all value investing implies investing in a business below its true worth, the calculation of fair value can differ significantly between various types of common stocks.

  • 11/06/2015
  • |
  • U.S. Stocks
  • |
  • Article

Retirees: I Did Not Buy IBM to Sell, It’s About The Dividend Income Stupid

Examining the financial strength and two important but more subtle safety measurements, current dividend yield and sound valuation, as they apply to the much-maligned blue-chip stalwart IBM.

  • 10/23/2015
  • |
  • U.S. Stocks
  • |
  • Article

The Best Way to Reinvest Your Dividends for Retirement

Reinvesting your dividends received from high-quality dividend growth stocks is a great, relatively conservative and proven way to build wealth over the long term.  This is especially true for investors in the accumulation phase that are planning for...

  • 10/16/2015
  • |
  • Intelligent Investing
  • |
  • Article

Retirees: The Risks, Dangers and Advantages of Reaching For Yield: Part 2B

There is an undeniable fact that differentiates investing when in retirement versus investing while you are still working.  When you are employed, you are working for your money.  When in retirement your money must work for you. 

  • 10/13/2015
  • |
  • U.S. Stocks
  • |
  • Article

84 Attractive Dividend Growth Stocks for Your Retirement Portfolios: Part 2A

Since the beginning of the year (2015) many high-quality dividend growth stocks have, in fact, by definition experienced a bona fide correction. This includes many  best-of-breed dividend growth stocks for retirees to include in their portfolios for income.

  • 10/09/2015
  • |
  • U.S. Stocks
  • |
  • Article

Designing a Dividend Growth Portfolio for a Specific Retirement Yield Objective: Part 1

This article is oriented to those investors that have had the good fortune to amass assets large enough to comfortably live off of in retirement. We look at implementing portfolio design principles that apply best practices for achieving...

  • 10/01/2015
  • |
  • U.S. Stocks
  • |
  • Article

Designing the Appropriate Common Stock Retirement Portfolio: Part 3

One of the many aspects associated with designing a common stock portfolio that needs to be considered are the number of individual companies that you should include, as well as how much weigh you should put in each...

  • 09/22/2015
  • |
  • U.S. Stocks
  • |
  • Article

Designing the Appropriate Common Stock Retirement Portfolio: Part 2

A look at different common stock investing strategies that investors can utilize and implement that are consistent with their specific goals, needs, objectives and risk tolerances.

  • 09/17/2015
  • |
  • U.S. Stocks
  • |
  • Article

Designing the Appropriate Common Stock Retirement Portfolio: Part 1

What is the best way to design or construct a common stock portfolio? there are principles of sound investing that every investor can follow and apply when designing a common stock portfolio that’s just right for them.  

  • 09/11/2015
  • |
  • U.S. Stocks
  • |
  • Article

The 2 Keys to the Magic Formula for Long-Term Investment Success

2 key strategies that investors can implement to improve their odds of successfully investing in common stocks in an uncertain world: (1) assessing fair or sound valuation and (2) estimating future earnings growth.

  • 09/03/2015
  • |
  • U.S. Stocks
  • |
  • Article

Understanding Fair Valuation: A Common Sense Approach To Long-Term Investing Success

In order to understand what the intrinsic value or fair value of a common stock is, you must think like a long-term business owner and not like a stock trader.

  • 08/28/2015
  • |
  • U.S. Stocks
  • |
  • Article

12 Attractive Fast-Growing Dividend Growth Stocks for High Total Return

Only research candidates that have consistently produced above-average historical earnings growth over the past 5 to 7 years have been included.

  • 08/28/2015
  • |
  • U.S. Stocks
  • |
  • Article

I Own Southern Company and AGL Resources – Now What Do I Do?

Southern Company will become the second-largest utility company in the U.S. by customer base after buying AGL Resources.  Importantly, Southern Company’s management expects the transaction to accelerate earnings growth in the first full year.

  • 08/25/2015
  • |
  • U.S. Stocks
  • |
  • Article

Investing Money in Anything Is Never without Risk

There is an important distinction that many people either fail to realize or consider.  Price and value are not the same things.

  • 08/20/2015
  • |
  • U.S. Stocks
  • |
  • Article

Was Warren Buffett a True Value Investor When He Bought Precision Castparts?

A look at whether Warren Buffett's purchase of Precision Castparts Corp (PCP) makes economic sense.

  • 08/11/2015
  • |
  • U.S. Stocks
  • |
  • Article

20 Dividend Growth Stocks To Buy Today For Your Retirement Portfolios: Part 2

20 attractively-valued high-quality dividend growth stocks that could produce an average yield greater than 3% in the aggregate.

  • 08/10/2015
  • |
  • U.S. Stocks
  • |
  • Article

20 Dividend Growth Stocks To Buy Today For Your Retirement Portfolios: Part 1

20 attractively-valued high-quality dividend growth stocks that could produce an average yield greater than 3% in the aggregate.

  • 08/07/2015
  • |
  • U.S. Stocks
  • |
  • Article

Retired Investors Don’t Buy Bonds Until?

With rates as low as they are today, logic would dictate that the direction of interest rates is more likely to be higher than lower going forward.  That would not be a good environment for recent purchasers of...

  • 07/29/2015
  • |
  • U.S. Stocks
  • |
  • Article

Market Timing Is Not Appropriate for Retired Investors

Retired investors are no longer working for their money; instead, they are required to have their money working for them.  Consequently, it is more prudent for those in retirement to focus on investing more and speculating less.

  • 07/23/2015
  • |
  • U.S. Stocks
  • |
  • Article

How Much Bond Duration Could You Endure?

As an old-school investment advisor, I have never been able to embrace or accept the Modern Portfolio Theories, but I understand why most of Wall Street has.

  • 07/16/2015
  • |
  • U.S. Stocks
  • |
  • Article

Designing a Retirement Portfolio That’s Just Right For You

Individuals have different financial situations, goals and objectives is profoundly important as it relates to designing an appropriate retirement investment portfolio.  There is no such thing as one-size-fits-all solution.

  • 07/10/2015
  • |
  • U.S. Stocks
  • |
  • Article

The Best Way to Judge Past Performance: Part 2

There are times when taking on great risk produces great results, and of course, there are times when taking on great risk produces abysmal results.  Therefore, when examining past performance, the prudent investor also evaluates the amount of...

  • 07/01/2015
  • |
  • U.S. Stocks
  • |
  • Article

“Ye Of Little Faith” What Has It Cost You? Part 1

The primary thesis behind this series of articles is that optimism is an important attribute for successful investing. A secondary thesis is that successful investing implies taking a long-term view when investing in common stocks.

  • 06/26/2015
  • |
  • U.S. Stocks
  • |
  • Article

4 Healthcare REITs For A Healthier Retirement Portfolio

REITs are best valued based on funds from operations (FFO) and/or adjusted funds from operations (AFFO). The four Healthcare REITs that we discuss are attractive at their current valuations.

  • 06/18/2015
  • |
  • U.S. Stocks
  • |
  • Article

Retired With Money To Invest? Consider Playing Defense With Utilities

Modern finance theory would like us to believe that the market is efficient and, therefore, that stocks are always being priced properly.  I disagree with that theory, but not totally.  Instead of the market always being efficient, I...

  • 06/12/2015
  • |
  • U.S. Stocks
  • |
  • Article

What The Great Recession Taught Me About Dividend Growth Investing

Somehow common stocks, especially high-quality dividend growth stocks, continue to provide prudent investors with solid long-term returns and a growing dividend income stream.  The occasional disruption does come along from time to time, but rarely lasts as long...

  • 06/11/2015
  • |
  • U.S. Stocks
  • |
  • Article

Top 3 Fabulous Pharma Stocks

A look at Actavis (ACT), Valaent Pharaceuticals (VRX) and Celgene (CELG). Thanks to the demographic forces of an aging population, the Pharma sector offers enormous growth potential that is independent of the general economy or the stock market.

  • 06/08/2015
  • |
  • U.S. Stocks
  • |
  • Article

10 Reasons Why Growth Stocks Can Be Appropriate for Retired Investors

Generally speaking, I do not believe there is a perfectly correct answer to whether growth stocks are appropriate in retirement portfolios or not.  Instead, I believe that it depends on many factors that specifically relate to each individual...

  • 06/04/2015
  • |
  • U.S. Stocks
  • |
  • Article

Three Keys Why Retired Investors Should Put Maximum Focus and Weight On Dividends

In today’s low interest rate environment, prudent long-term investors, especially those in retirement, are best served by putting maximum weight and focus on dividends.  However, this does not simultaneously mean at the exclusion of other important fundamental metrics.

  • 05/29/2015
  • |
  • U.S. Stocks
  • |
  • Article

The Great Beta Hoax: Not an Accurate Measure of Risk after All

I will concede beta to be a moderately relevant measure of price volatility.  However, I do not concede that volatility is necessarily risk.  In fact, at the right valuation high beta could be more of an indicator of...

  • 05/26/2015
  • |
  • U.S. Stocks
  • |
  • Article

Can We Really Trust Nike’s Stock Price?

It’s important to make the distinction between a company and it's stock. Management can run the business poorly or well, but they have virtually no control over the stock market and the price (or value) it places on...

  • 05/20/2015
  • |
  • U.S. Stocks
  • |
  • Article

Warning: Don’t Let Market Hype Cause You to Miss This Total Return Opportunity

Johnson Controls (JCI) has paid a dividend every year since 1887 and increased its revenues for 62 consecutive years until the Great Recession.  The interruption in growth was short-lived and the company is back on its typical growth...

  • 05/18/2015
  • |
  • U.S. Stocks
  • |
  • Article

The Shocking Truth About Share Buybacks

The value and benefits, or lack thereof, of share buybacks to the future fortunes of a company and their shareholders is one of the most hotly debated subjects on popular financial blogs. Unfortunately most of the arguments are...

  • 05/07/2015
  • |
  • U.S. Stocks
  • |
  • Article

Hope Is Not A Strategy

Many people make the mistake of investing in a stock simply with the hope or belief that it will or might go up in value.  However, there is a very popular mantra that states “Hope is not a...

  • 04/30/2015
  • |
  • U.S. Stocks
  • |
  • Article

Attractively Valued Ameriprise Financial

The research candidate I am reviewing in this article, Ameriprise Financial Inc (AMP), is offered for the consideration of those retired or dividend growth investors in need of above-average total return. 

  • 04/24/2015
  • |
  • U.S. Stocks
  • |
  • Article

Mr. Valuation Disagrees with Henry Blodget

There is a nugget of truth in Henry Bloget's recent article "16 Meaningless Market Phrases That Will Make You Sound Smart On CNBC." A long-term business investing view on why the short-term obsession with the stock market that...

  • 04/16/2015
  • |
  • U.S. Stocks
  • |
  • Article

Is Dow 17,000 Dangerously High?

The Dow Jones Industrial Average recently closed above 17,000, a historical record and milestone. The question in every investor's mind now is, "Has the market now become dangerously high and therefore destined for a crash?" 

  • 07/09/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: Cyclical Stocks: Part 6

Depending on what your overall investment philosophy and/or approach is, stocks with cyclical operating records present investors with unique challenges.  This is especially true for the retired long-term, buy-and-hold oriented dividend growth investor. 

  • 02/25/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: High Yield Stocks: Part 5

The days of high yields available from bonds and other fixed income vehicles are long gone.  Consequently, generating an adequate level of current income on retirement portfolios is difficult to say the least.

  • 02/12/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: Dividend Growth Stocks: Part 4

Screening for high-quality dividend paying stocks with current yields above 2.5% and a history of increasing their dividend each year.  And identifying those high-quality dividend paying stocks that were at, below or very near fair valuation currently.

  • 01/30/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: Growth and Income: Part 3

Very simply stated, for common stocks the total return is comprised of the two primary components of return; the capital appreciation (growth) component and the income (dividends) component.

  • 01/21/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: Investing for Growth: Part 2

The term "growth stock” suffers from what is often a cavalier or loose definition of what it truly is. Our measure is a record of consistent earnings growth exceeding 15% a year or better.

  • 01/16/2014
  • |
  • U.S. Stocks
  • |
  • Article

Stocks for 2014: Something for Everyone: Part 1

Quit worrying about the stock market and the macro, and instead focus on specific individual common stock investments that are capable of meeting your unique and personal goals and objectives.

  • 01/10/2014
  • |
  • U.S. Stocks
  • |
  • Article

How I Explain Amazon’s Stock Performance

Amazon.com (AMZN) is a stock that seems to defy conventional wisdom about how a stock is, or should be, valued. In the short run it is often a truth that all bets are off.

  • 11/01/2013
  • |
  • U.S. Stocks
  • |
  • Article

For Maximum Total Return, Go for Growth

To consider a company a growth stock, or even a great growth stock, focus on above-average earnings growth.  When investing for growth, my minimum threshold for earnings growth is 15% per annum or better.

  • 10/25/2013
  • |
  • U.S. Stocks
  • |
  • Article

Trying To Beat The Market Is A Fool’s Errand

Proponents of indexing as the best investment strategy seemed to take great delight in reporting how the vast majority of professionally managed portfolios fail to outperform the S&P 500. There is a significant flow in that line of...

  • 10/17/2013
  • |
  • U.S. Stocks
  • |
  • Article

IBM Proving That Value Investing Is Not A Form Of Market Timing

Clarifying the differences between timing the market versus behaving as a value investor. The true value investor is focused on the intrinsic value of the business behind the company or stock they are interested in.

  • 05/08/2012
  • |
  • U.S. Stocks
  • |
  • Article
SHOW MORE CONTENT